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Bank Enforcement Actions and the Terms of Lending

Deli, Yota - 2017

Formal enforcement actions issued against banks for violations of laws and regulations related to safety and soundness can theoretically have both positive and negative effects on the terms of lending. Using data on such enforcement actions issued against U.S. banks, we show that they have a...

Persistent link: https://www.econbiz.de/10012969162

Enforcement of Banking Regulation and the Cost of Borrowing

Deli, Yota - 2018

that forces banks to lower their cost of credit, irrespective of other changes in their business models after the …

Persistent link: https://www.econbiz.de/10012909236

Global equity offerings and access to domestic loan market : US evidence

Hasan, Iftekhar; Wang, Haizhi; Yin, Desheng; Zhang, Jingqi - In: International review of financial analysis 74 (2021), pp. 1-9

Persistent link: https://www.econbiz.de/10012803942

The Real Effects of Bank Lobbying : Evidence from the Corporate Loan Market

Delēs, Manthos D.; Hasan, Iftekhar; To, Thomas Y.; Wu, … - 2022

improves after receiving credit from lobbying banks. This especially holds for opaque borrowers, about which the lending bank … possesses valuable information, as well as for borrowers with strong standards of corporate governance. We also find that credit …

Persistent link: https://www.econbiz.de/10013305740

Bank enforcement actions and the terms of lending

Deli, Yota; Delis, Manthos D.; Hasan, Iftekhar; Liu, Liuling - 2016

Formal enforcement actions issued against banks for violations of laws and regulations related to safety and soundness can theoretically have both positive and negative effects on the terms of lending. Using hand-collected data on such enforcement actions issued against U.S. banks, we show that...

Persistent link: https://www.econbiz.de/10012148292

Enforcement of banking regulation and the cost of borrowing

Deli, Yota; Delis, Manthos D.; Hasan, Iftekhar; Liu, Liuling - 2018

that forces banks to lower their cost of credit, irrespective of other changes in their business models after the …

Persistent link: https://www.econbiz.de/10012148358

The Effects of Ratings-Contingent Regulation on International Bank Lending Behaviour : Evidence from the Basel 2 Accord

Hasan, Iftekhar - 2015

We investigate the effects of credit ratings-contingent financial regulation on foreign bank lending behavior. We … examine the sensitivity of international bank flows to debtor countries' sovereign credit rating changes before and after the … systems to 77 recipient countries over the period Q4:1999 to Q2:2013. We find direct evidence that sovereign credit re …

Persistent link: https://www.econbiz.de/10013030630

The Effects of Ratings-Contingent Regulation on International Bank Lending Behavior : Evidence from the Basel 2 Accord

Hasan, Iftekhar - 2015

Persistent link: https://www.econbiz.de/10013032128

Bank Ownership Structure, SME Lending and Local Credit Markets

Hasan, Iftekhar - 2017

In this paper, by employing a novel approach, we study the relationship between bank type and small-business lending in a post-transition country. Using a unique dataset on bank branches and firm-level data, we find that local cooperative banks lend more to small businesses than do large...

Persistent link: https://www.econbiz.de/10012967824

Lock-In Effects in Relationship Lending : Evidence from Dip Loans

Hasan, Iftekhar - 2012

Do prior lending relationships result in pass-through savings (lower interest rates) for borrowers, or do they lock in higher costs for borrowers? Theoretical models suggest that when borrowers experience greater information asymmetry, higher switching costs, and limited access to capital...

Persistent link: https://www.econbiz.de/10013115091