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the deterioration of a SME's access to bank financing linked to local banks' corrective programs depends on the presence …-sized enterprises (SMEs). Using a comprehensive dataset from an emerging economy, including the information on local bank corrective … of other healthy local banks in the SME's vicinity. Furthermore, we demonstrate that healthy local banks, when their …
Persistent link: https://www.econbiz.de/10012913577
perspective, as they show that foreign bank entry and industry consolidation may raise valid concerns for SME development …This paper investigates the relationship between local banking structures, SME access to debt financing and SME … performance. Using a unique dataset on bank branch locations in Poland and county-level and firm-level data, we conclude that a …
Persistent link: https://www.econbiz.de/10012999631
We examine the connection between the number of bank relationships and firms' performance using a unique data set on … on assets decrease as the number of bank relationships increases, the effects being stronger for small firms than for …. Particularly for small firms, these results are consistent with finding that suggest that having fewer bank relationships reduces …
Persistent link: https://www.econbiz.de/10013152983
​This paper discusses the effects of small banks on economic growth. We first theoretically show that small banks operating at a regional level can spur local economic growth. As compared with big interregional banks, small regional banks are more effective in promoting local economic growth,...
Persistent link: https://www.econbiz.de/10013059487
​In this paper, by employing a novel approach, we study the relationship between bank type and small-business lending … in a post-transition country. Using a unique dataset on bank branches and firm-level data, we find that local cooperative … domestic banks. Our results are important from a policy perspective, as they show that foreign bank entry and industry …
Persistent link: https://www.econbiz.de/10013045738
This paper provides an empirical examination of the regional banking structures in China and their effects on entrepreneurial activity. Using a panel of 27 provinces and four directly controlled municipalities from 1997 through 2008, we find that the presence of large banking institutions...
Persistent link: https://www.econbiz.de/10013024475
In this paper, by employing a novel approach, we study the relationship between bank type and small-business lending in … a post-transition country. Using a unique dataset on bank branches and firm-level data, we find that local cooperative … domestic banks. Our results are important from a policy perspective, as they show that foreign bank entry and industry …
Persistent link: https://www.econbiz.de/10013049028
In this paper, by employing a novel approach, we study the relationship between bank type and small-business lending in … a post-transition country. Using a unique dataset on bank branches and firm-level data, we find that local cooperative … domestic banks. Our results are important from a policy perspective, as they show that foreign bank entry and industry …
Persistent link: https://www.econbiz.de/10012967824
This study investigates whether CEO perquisite of borrowing firms plays any significant role, both in terms of price and non-price settings, in financial contracts and reveals that lending banks demand significantly higher return (spread), more collateral, and stricter covenants from firms with...
Persistent link: https://www.econbiz.de/10012964677
China employs a unique foreign bank entry model. Instead of allowing full foreign control of domestic banks, foreign … investors are expected to commit to bank corporate governance improvement and new technology support. In this context, the paper … examines the effect of foreign strategic investors on Chinese bank performance. Based on a unique data set of bank ownership …
Persistent link: https://www.econbiz.de/10013036936