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Making use of home equity : the potential of housing wealth to enhance retirement security
Bravo, Jorge Miguel Ventura; Ayuso, Mercedes; Holzmann, … - 2019
data from the Eurosystem Household Finance and Consumption Survey (HFCS) to analyse the household's wealth composition and … accumulation process in the euro area. To quantify the size of the housing wealth and its potential to enhance existing and future … then catalogue and discuss the many alternative options for managing and accessing housing wealth over the life cycle, and …
Persistent link: https://www.econbiz.de/10012120692
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Automatic indexation of the pension age to life expectancy : when policy design matters
Ayuso, Mercedes; Holzmann, Robert; Holzmann, Robert; … - In: Risks : open access journal 9 (2021) 5, pp. 1-28
Increasing retirement ages in an automatic or scheduled way with increasing life expectancy at retirement is a popular pension policy response to continuous longevity improvements. The question addressed here is: to what extent is simply adopting this approach likely to fulfill the overall goals...
Persistent link: https://www.econbiz.de/10012597036
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Portability of pension, health, and other social benefits : facts, concepts, issues
Holzmann, Robert; Koettl, Johannes - 2011
Portability of social benefits across professions and countries is an increasing concern for individuals and policy makers. Lacking or incomplete transfers of acquired social rights are feared to negatively impact individual labor market decisions as well as capacity to address social risks with...
Persistent link: https://www.econbiz.de/10009306853
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Portability of pension, health, and other social benefits : facts, concepts, and issues
Holzmann, Robert; Koettl, Johannes - In: CESifo economic studies : CESifo, a joint initiative of … 61 (2015) 2, pp. 377-415
Portability of social benefits across professions and countries is an increasing concern for individuals and policy makers. Lacking or incomplete transfers of acquired social rights are feared to negatively impact individual labor market decisions as well as capacity to address social risks with...
Persistent link: https://www.econbiz.de/10011397716
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Portability of pension, health, and other social benefits : facts, concepts, and issues
Holzmann, Robert; Koettl, Johannes - 2012
Portability of social benefits across professions and countries is an increasing concern for individuals and policy makers. Lacking or incomplete transfers of acquired social rights are feared to negatively impact individual labor market decisions as well as capacity to address social risks with...
Persistent link: https://www.econbiz.de/10009683455
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Portability of Pension, Health, and Other Social Benefits : Facts, Concepts, Issues
Holzmann, Robert - 2011
Portability of social benefits across professions and countries is an increasing concern for individuals and policy makers. Lacking or incomplete transfers of acquired social rights are feared to negatively impact individual labor market decisions as well as capacity to address social risks with...
Persistent link: https://www.econbiz.de/10013124777
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Portability of Pension, Health, and Other Social Benefits : Facts, Concepts, Issues
Holzmann, Robert - 2011
Portability of social benefits across professions and countries is an increasing concern for individuals and policy makers. Lacking or incomplete transfers of acquired social rights are feared to negatively impact individual labor market decisions as well as capacity to address social risks with...
Persistent link: https://www.econbiz.de/10012247765
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Making Use of Home Equity : The Potential of Housing Wealth to Enhance Retirement Security
Bravo, Jorge Miguel - 2019
data from the Eurosystem Household Finance and Consumption Survey (HFCS) to analyse the household's wealth composition and … accumulation process in the euro area. To quantify the size of the housing wealth and its potential to enhance existing and future … then catalogue and discuss the many alternative options for managing and accessing housing wealth over the life cycle, and …
Persistent link: https://www.econbiz.de/10012861296
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Life cycle saving and dissaving revisited across three-tiered income groups : starting hypotheses, refinement through literature review, and ideas for empirical testing
Holzmann, Robert; Ayuso, Mercedes; Alaminos, Estefanía; … - 2019
precisions and wrinkles. The paper proposes next conceptual and empirical steps, including enriching existing wealth distribution … estimates at retirement with sound estimates of social insurance wealth (pension and health), focused hypothesis testing of the … key drivers with household panel data, and formulating policy responses if the new hypotheses are not rejected. …
Persistent link: https://www.econbiz.de/10012120686