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being credit rationed, loan size, and the probability of bankruptcy using household-level data from the Japanese Panel … credit rationed and decreases loan size. Furthermore, we find that better judicial enforcement increases the probability of … bankruptcy, a result that is consistent with lax screening effects. -- Judicial enforcement ; Credit allocation ; Credit …
Persistent link: https://www.econbiz.de/10003921866
being credit rationed, loan size, and the probability of bankruptcy using household-level data from the Japanese Panel … credit rationed and decreases loan size. Furthermore, we find that better judicial enforcement increases the probability of …
Persistent link: https://www.econbiz.de/10003925149
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This paper shows, using data from the Family Income and Expenditure Survey, that housing credit has become increasingly … housing and enabled them to do so at an earlier age. However, it also shows that the greater availability of housing credit … of housing credit has been accompanied by a pronounced shift from fixed-rate to variablerate housing loans. This is cause …
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