This paper shows, using data from the Family Income and Expenditure Survey, that housing credit has become increasingly … available over time in Japan, especially since 2000, and that this has made it easier for Japanese households to purchase … housing and enabled them to do so at an earlier age. However, it also shows that the greater availability of housing credit …

being credit rationed, loan size, and the probability of bankruptcy using household-level data from the Japanese Panel … credit rationed and decreases loan size. Furthermore, we find that better judicial enforcement increases the probability of … bankruptcy, a result that is consistent with lax screening effects. -- Judicial enforcement ; Credit allocation ; Credit …

being credit rationed, loan size, and the probability of bankruptcy using household-level data from the Japanese Panel … credit rationed and decreases loan size. Furthermore, we find that better judicial enforcement increases the probability of …

This paper analyzes the determinants of the wealth decumulation behavior of the retired elderly in Japan using unique … expected wealth decumulation rate of the retired elderly, at least in the case of Japan, even though both precautionary saving … burden of parental care may also affect the wealth decumulation behavior of the retired elderly in Japan. Given that parental …

Japan and the United States to examine whether individuals who receive intergenerational transfers from their parents are … children in both Japan and the United States, which in turn is likely to contribute to the persistence or widening of wealth …

they could previously. We therefore need to monitor the borrowing behavior of this cohort over time as the Bank of Japan … head in the 50-59 age group) in Japan do not have inordinate amounts of debt and that their financial health is …