capitalization ratios of small US bank holding companies (BHCs) are substantially lower than the reported ratios. Empirical evidence … deductions for investments in minority-owned affiliates. These findings have important implications for the regulation of bank …

explain about two-thirds of the variation of bank capitalization over the business cycle. We estimate that provisioning …

For an international sample of banks, the authors construct measures of a bank's absolute size and its systemic size … defined as size relative to the national economy. They examine how a bank's risk and return, its activity mix and funding … save. The finding that a bank's interest cost tends to rise with its systemic size can also in part explain why a bank …