capitalization ratios of small US bank holding companies (BHCs) are substantially lower than the reported ratios. Empirical evidence … deductions for investments in minority-owned affiliates. These findings have important implications for the regulation of bank …

explain about two-thirds of the variation of bank capitalization over the business cycle. We estimate that provisioning …

This paper examines how corporate governance and executive compensation affected bank capitalization strategies for an … to lower bank capitalization. Boards of intermediate size, separation of the chief executive officer and chairman roles …, and an absence of anti-takeover provisions, in particular, lead to low bank capitalization. However, executive options and …