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Important factors determining Fintech loan default : evidence from the LendingClub consumer platform

Croux, Christophe; Jagtiani, Julapa; Korivi, Tarunsai; … - 2020

This study examines key default determinants of fintech loans, using loan-level data from the LendingClub consumer platform during 2007–2018. We identify a robust set of contractual loan characteristics, borrower characteristics, and macroeconomic variables that are important in determining...

Persistent link: https://www.econbiz.de/10012372761

Important factors determining Fintech loan default : evidence from a lendingclub consumer platform

Croux, Christophe; Jagtiani, Julapa; Korivi, Tarunsai; … - In: Journal of economic behavior & organization : JEBO 173 (2020), pp. 270-296

Persistent link: https://www.econbiz.de/10012288345

Which lenders are more likely to reach out to underserved consumers : banks versus fintechs versus other nonbanks?

Dolson, Erik; Jagtiani, Julapa - 2021

Persistent link: https://www.econbiz.de/10012651299

Fintech lending and mortgage credit access

Jagtiani, Julapa; Lambie-Hanson, Lauren; Lambie-Hanson, … - In: The journal of FinTech 1 (2021) 1, pp. 2050004-1-2050004-50

Persistent link: https://www.econbiz.de/10012628293

Fintech lending and mortgage credit access

Jagtiani, Julapa; Lambie-Hanson, Lauren; Lambie-Hanson, … - 2019

Persistent link: https://www.econbiz.de/10012197796

The impact of fintech lending on credit access for U.S. small businesses

Cornelli, Giulio; Frost, Jon; Gambacorta, Leonardo; … - 2022

Persistent link: https://www.econbiz.de/10013281125

The impact of fintech lending on credit access for U.S. small businesses

Cornelli, Giulio; Frost, Jon; Gambacorta, Leonardo; … - 2022

Persistent link: https://www.econbiz.de/10013370680

Strategic default on first and second lien mortgages during the financial crisis

Jagtiani, Julapa; Lang, William W. - 2010

Persistent link: https://www.econbiz.de/10008772197

Strategic Default on First and Second Lien Mortgages During the Financial Crisis

Jagtiani, Julapa - 2019

strategically as their home value falls below the mortgage value (exercise the put option to default on their first mortgage). While … current but stand behind a seriously delinquent first mortgage, are subject to a high risk of default. On the other hand … that the various mortgage loss mitigation programs also play a role in providing incentives for homeowners to default on …

Persistent link: https://www.econbiz.de/10012905985

Enhancing market discipline in banking : the role of subordinated debt in financial regulatory reform

Evanoff, Douglas Darrell; Jagtiani, Julapa; Nakata, Taisuke - In: Journal of economics & business 63 (2011) 1, pp. 1-22

Persistent link: https://www.econbiz.de/10009298257