The financial crisis affected citizens across developed economies, heightening economic insecurity. While macro-economic indicators in the US and, if more slowly, in Europe are picking up, many households continue to be deeply affected by wealth and credit echoes from the crisis: wealth...

How do households respond to job loss, and which self-insurance channels are most important? By linking customer data from the largest bank in Denmark with information from government administrative registers, we quantify a broad range of responses to job loss in a unified empirical framework....

How do households respond to job loss, and which self-insurance channels are most important? By linking customer data from the largest bank in Denmark with information from government administrative registers, we quantify a broad range of responses to job loss in a unified empirical framework....