This paper assesses the probable impact on S&Ls' profitability and participation in mortgage markets of The Depository …&L mortgage holdings between 1965 and 1979 and argues(contrary to conventional wisdom) that deposit-rate ceilings proved no more … and state restrictions on S&L loan opportunities and on mortgage lenders' ability to design and to price mortgage …

arbitrage, central bankers need to develop statistical procedures for assessing the consequences of differences in supervisory …

Changes in political attitudes toward subsidizing mortgage loans and in technologies for transacting mortgage loans and … for pooling and refinancing individual mortgage contracts threaten to remake the face of U.S. mortgage markets. This paper …; continuing evolution in the character of mortgage-backed securities; and expanding electronic mortgage-application networks. It …