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How Can Bill and Melinda Gates Increase Other People’s Donations to Fund Public Goods?
Karlan, Dean; List, John A - eSocialSciences - 2012
field experiments were conducted. In the first experiment, a charity focusing on poverty reduction solicited donations from … condition generates more and larger donations relative to no match. The second experiment shows that providing a credible … quality signal by identifying the matching donor generates even more and larger donations than not naming the matching donor …
Persistent link: https://www.econbiz.de/10011133242
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Financial Education and Access to Savings Accounts: Complements or Substitutes? Evidence from Ugandan Youth Clubs
Karlan, Dean; Zinman, Jonathan; Jamison, Julian C. - National Bureau of Economic Research (NBER) - 2014
Evidence on the effectiveness of financial education and formal savings account access is lacking, particularly for youth. We randomly assign 250 youth clubs to receive either financial education, access to a cheap group account, or both. The financial education treatments increase financial...
Persistent link: https://www.econbiz.de/10010796540
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Loose Knots: Strong versus Weak Commitments to Save for Education in Uganda
Karlan, Dean; Linden, Leigh L. - Institute for the Study of Labor (IZA) - 2014
Commitment devices offer an opportunity to restrict future choices. However, if severe restrictions deter participation, weaker restrictions may be a more effective means of changing behavior. We test this using a school-based commitment savings device for educational expenses in Uganda. We...
Persistent link: https://www.econbiz.de/10010735247
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Getting to the Top of Mind: How Reminders Increase Saving
Karlan, Dean; McConnell, Margaret; Mullainathan, Sendhil; … - Economics Department, Yale University - 2010
We develop and test a simple model of limited attention in intertemporal choice. The model posits that individuals fully attend to consumption in all periods but fail to attend to some future lumpy expenditure opportunities. This asymmetry generates some predictions that overlap with models of...
Persistent link: https://www.econbiz.de/10010838896
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Saving for a (not so) Rainy Day: A Ramdomized Evaluation of Savings Groups in Mali
Beaman, Lori; Karlan, Dean; Thuysbaert, Bram - Economic Growth Center, Economics Department - 2014
High transaction and contracting costs are often thought to create credit and savings market failures in developing countries. The microfinance movement grew largely out of business process innovations and subsidies that reduced these costs. We examine an alternative approach, one that infuses...
Persistent link: https://www.econbiz.de/10010937865
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Saving for a (not so) Rainy Day: A Randomized Evaluation of Savings Groups in Mali
Karlan, Dean; Beaman, Lori; Thuysbaert, Bram - National Bureau of Economic Research (NBER) - 2014
High transaction and contracting costs are often thought to create credit and savings market failures in developing countries. The microfinance movement grew largely out of business process innovations and subsidies that reduced these costs. We examine an alternative approach, one that infuses...
Persistent link: https://www.econbiz.de/10010951005
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Loose Knots: Strong versus Weak Commitments to Save for Education in Uganda
Karlan, Dean; Linden, Leigh L. - National Bureau of Economic Research (NBER) - 2014
Commitment devices offer an opportunity to restrict future choices. However, if severe restrictions deter participation, weaker restrictions may be a more effective means of changing behavior. We test this using a school-based commitment savings device for educational expenses in Uganda. We...
Persistent link: https://www.econbiz.de/10010821986
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Loose Knots: Strong versus Weak Commitments to Save for Education in Uganda
Karlan, Dean; Linden, Leigh L. - 2014
Commitment devices offer an opportunity to restrict future choices. However, if severe restrictions deter participation, weaker restrictions may be a more effective means of changing behavior. We test this using a school-based commitment savings device for educational expenses in Uganda. We...
Persistent link: https://www.econbiz.de/10010333243
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Getting to the top of mind: How reminders increase saving
Karlan, Dean; McConnell, Margaret; Mullainathan, Sendhil; … - 2010
We develop and test a simple model of limited attention in intertemporal choice. The model posits that individuals fully attend to consumption in all periods but fail to attend to some future lumpy expenditure opportunities. This asymmetry generates some predictions that overlap with models of...
Persistent link: https://www.econbiz.de/10010282726
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Group versus individual liability: Long term evidence from Philippine microcredit lending groups
Giné, Xavier; Karlan, Dean - 2009
Group liability in microcredit purports to improve repayment rates through peer screening, monitoring, and enforcement. However, it may create excessive pressure, and discourage reliable clients from borrowing. Two randomized trials tested the overall effect, as well as specific mechanisms. The...
Persistent link: https://www.econbiz.de/10010282737