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To charge or not to charge: Evidence from a health products experiment in Uganda
Fischer, Greg; Karlan, Dean; McConnell, Margaret; … - 2014
combining the learning aspect of experience goods with reference-dependent preferences, we setup a field experiment in Northern … Uganda in which three health products differing in their scope for learning were initially offered either for free or for … sale at market prices. In line with prior studies, when the product has potential for positive learning, we do not find an …
Persistent link: https://www.econbiz.de/10010369065
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To Charge or Not to Charge: Evidence from a Health Products Experiment in Uganda
Fischer, Greg; Karlan, Dean; McConnell, Margaret; … - Economic Growth Center, Economics Department - 2014
on a model combining the learning aspect of experience goods with reference-dependent preferences, we set up a field … experiment in Northern Uganda in which three health products differing in their scope for learning were initially offered either … for free or for sale at market prices. In line with prior studies, when the product has potential for positive learning …
Persistent link: https://www.econbiz.de/10010908063
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To charge or not to charge : evidence from a health products experiment in Uganda
Fischer, Greg; Karlan, Dean; McConnell, Margaret Mary; … - 2014
combining the learning aspect of experience goods with reference-dependent preferences, we setup a field experiment in Northern … Uganda in which three health products differing in their scope for learning were initially offered either for free or for … sale at market prices. In line with prior studies, when the product has potential for positive learning, we do not find an …
Persistent link: https://www.econbiz.de/10010355764
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The Impact of Financial Education for Youth in Ghana
Karlan, Dean; Berry, James; Pradhan, Menno - National Bureau of Economic Research (NBER) - 2015
We evaluate, using a randomized trial, two school-based financial literacy education programs in government-run primary and junior high schools in Ghana. One program integrated financial and social education, whereas the second program only offered financial education. Both programs included a...
Persistent link: https://www.econbiz.de/10011240578
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The Impact of Financial Education for Youth in Ghana
Karlan, Dean; Berry, James; Pradhan, Menno - Economic Growth Center, Economics Department - 2015
We evaluate, using a randomized trial, two school-based financial literacy education programs in government-run primary and junior high schools in Ghana. One program integrated financial and social education, whereas the second program only offered financial education. Both programs included a...
Persistent link: https://www.econbiz.de/10011255234
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The Impact of Financial Education for Youth in Ghana
Berry, James; Karlan, Dean; Pradhan, Menno - Tinbergen Instituut - 2015
We evaluate, using a randomized trial, two school-based financial literacy education programs in government-run primary and junior high schools in Ghana. One program integrated financial and social education, whereas the second program only offered financial education. Both programs included a...
Persistent link: https://www.econbiz.de/10011256124
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List Randomization for Sensitive Behavior: An Application for Measuring Use of Loan Proceeds
Karlan, Dean; Zinman, Jonathan - National Bureau of Economic Research (NBER) - 2011
Policymakers and microfinance institutions (MFIs) often claim to target poor entrepreneurs who then invest loan proceeds in their businesses. Typically in nonresearch settings these claims are assessed using readily available but unverified self-reports from client loan applications....
Persistent link: https://www.econbiz.de/10009328106
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Financial Education and Access to Savings Accounts: Complements or Substitutes? Evidence from Ugandan Youth Clubs
Karlan, Dean; Zinman, Jonathan; Jamison, Julian C. - National Bureau of Economic Research (NBER) - 2014
Evidence on the effectiveness of financial education and formal savings account access is lacking, particularly for youth. We randomly assign 250 youth clubs to receive either financial education, access to a cheap group account, or both. The financial education treatments increase financial...
Persistent link: https://www.econbiz.de/10010796540
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Follow the Money: Methods for Identifying Consumption and Investment Responses to a Liquidity Shock
Karlan, Dean; Zinman, Jonathan; Osman, Adam - National Bureau of Economic Research (NBER) - 2013
Identifying the impacts of liquidity shocks on spending decisions is difficult methodologically but important for theory, practice, and policy. Using seven different methods on microenterprise loan applicants, we find striking results. Borrowers report uses of loan proceeds strategically, and...
Persistent link: https://www.econbiz.de/10010796676
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Microcredit Impacts: Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco
Angelucci, Manuela; Karlan, Dean; Zinman, Jonathan - National Bureau of Economic Research (NBER) - 2014
Theory and evidence have raised concerns that microcredit does more harm than good, particularly when offered at high interest rates. We use a clustered randomized trial, and household surveys of eligible borrowers and their businesses, to estimate impacts from an expansion of group lending at...
Persistent link: https://www.econbiz.de/10010796722