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Research and impacts of digital financial services
Karlan, Dean; Kendall, Jake; Mann, Rebecca; Pande, Rohini; … - 2016
Persistent link: https://www.econbiz.de/10011548544
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Pricing and marketing household financial services in developing countries
Karlan, Dean; Zinman, Jonathan - In: NBER reporter online (2015) 1, pp. 17-21
Persistent link: https://www.econbiz.de/10011369607
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Consumer Protection for Financial Inclusion in Low and Middle Income Countries : Bridging Regulator and Academic Perspectives
Garz, Seth - 2020
Markets for consumer financial services are growing rapidly in low and middle income countries and being transformed by digital technologies and platforms. With growth and change come concerns about protecting consumers from firm exploitation due to imperfect information and contracting as well...
Persistent link: https://www.econbiz.de/10012482481
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Consumer protection for financial inclusion in low- and middle-income countries : bridging regulator and academic perspectives
Garz, Seth; Giné, Xavier; Karlan, Dean; Mazer, Rafe; … - In: Annual review of financial economics 13 (2021), pp. 219-246
Persistent link: https://www.econbiz.de/10012612492
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Consumer Protection for Financial Inclusion in Low and Middle Income Countries : Bridging Regulator and Academic Perspectives
Garz, Seth; Giné, Xavier; Karlan, Dean; Mazer, Rafe; … - 2021
Markets for consumer financial services are growing rapidly in low and middle income countries and being transformed by digital technologies and platforms. With growth and change come concerns about protecting consumers from firm exploitation due to imperfect information and contracting as well...
Persistent link: https://www.econbiz.de/10013235657
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Research and impacts of digital financial services
Karlan, Dean; Kendall, Jake; Mann, Rebecca; Pande, Rohini; … - 2016
A growing body of rigorous research shows that financial services innovations can have important positive impacts on wellbeing, but also that many do not. We first describe the latest evidence on what works in financial inclusion. Second, we summarize research on key financial market failures...
Persistent link: https://www.econbiz.de/10011542935
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Consumer protection for financial inclusion in low and middle income countries : bridging regulator and academic perspectives
Garz, Seth; Giné, Xavier; Karlan, Dean; Mazer, Rafe; … - 2020
Persistent link: https://www.econbiz.de/10012423698
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Observing unobservables : identifying information asymmetries with a consumer credit field experiment
Karlan, Dean; Zinman, Jonathan - 2005
interest rate' appearing on direct mail solicitations; 2) a 'contract interest rate' equal to or less than the offer interest … that extends preferential pricing on future loans to borrowers who remain in good standing. These three randomizations …
Persistent link: https://www.econbiz.de/10011610980
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What's psychology worth? : a field experiment in the consumer credit market
Bertrand, Marianne; Karlan, Dean; Mullainathan, Sendhil; … - 2005
sent letters offering them large, short-term loans at randomly chosen interest rates. Psychological features on the letter …, the interest rate significantly affected loan take-up. Inconsistent with standard economics, the psychological features … psychological manipulation has the same effect as a one half percentage point change in the monthly interest rate. Interestingly …
Persistent link: https://www.econbiz.de/10011612044
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Referrals : peer screening and enforcement in a consumer credit field experiment
Bryan, Gharad; Karlan, Dean; Zinman, Jonathan - In: American economic journal : a journal of the American … 7 (2015) 3, pp. 174-204
Persistent link: https://www.econbiz.de/10011325851