The pragmatic field experiment is a flexible methodology for assessing public policies and programs. This study illustrates the use of the pragmatic approach with a novel program, LIFT-UP, where municipalities offered financial counseling to public water utility customers who were behind on...

Equity in a home can serve as an important source of supplemental income in retirement. Reverse mortgages allow seniors to draw down equity without selling their home, and without a monthly mortgage payment. The most widely used reverse mortgage product is offered by Federal Housing...