Agriculture credit which is one form of micro credit mainly for the small and marginal farmers can be borrowed under two different types of short-term credit contracts: individual liability credit contract or joint liability credit contract under Primary Agricultural Credit Society (PACS). The...

This paper aims to investigate whether access to microfinance loan and job under National Rural Employment Guarantee Scheme (NREGS) have any significant impact to bring life satisfaction as well as happiness, an important well-being indicator to the villagers of West Bengal. Here we consider...

Generation of social capital among the poor village women through micro-finance participation emerges an important aspect of rural development programme. This paper presents a method of calculating Social Capital Index and on the basis of two periods longitudinal primary data establishes the...

In this paper, micro-finance programme through joint liability credit contract is explained with the help of two-stage game when the programme is operated by a non-motivated NGO with the help of commercial bank and government. We find that even in the presence of public-private cooperation and...

The paper explores the impact of a government sponsored microcredit program in India on women's decision-making agency across different socio-religious communities. The paper shows that women's participation in the Swarnajayanti Gram Swarojgar Yojona (SGSY) has resulted in varied patterns of...

In this paper the relationship is assessed between participation in microfinance program under SGSY scheme through forming Self-Help Group and getting employment through Mahatma Gandhi National Rural Employment Guarantee Program (MGNREGP). Using Tobit Model with endogenous covariate method it is...

An important objective of National Rural Employment Guarantee Programme (NREGP) is to create durable community asset and private asset which can enhance agricultural production as well profitability of the farmers through increasing their Gross Cropped area. It can also help the farm households...

An investigation is done on learning outcomes among children of different states of India at elementary level. Here 24 major states of India are considered. The exercise is done on the basis of different ASER report from 2010 onwards whose informationis rural specific.Learning outcome index of...

This paper attempts to assess whether participation in a microfinance program helps households generate personal savings, as distinct from savings through compulsory contributions to the program. We consider a microfinance program initiated by the Government of India (the SGSY scheme),which is...

The government of India had initiated bank payments of wages under Mahatma Gandhi National Rural Employment Guarantee Programme (MGNREGP). This initiative is undoubtedly a big financial inclusion drive particularly among the rural poor of India. This paper has tried to evaluate this financial...