Explicit deposit insurance (DI) is widely held to be a crucial element of modern financial safety nets. For this reason …'s DI directive, banking reform in Russia, and policy efforts to protect depositors in China. Recent bank runs on loss …

The appropriate level of bank capital and, more generally, a bank's capacity to absorb losses, has been at the core of … to avoid imposing losses on bank creditors or resorting to public recapitalizations of banks in past banking crises. The … bank credit and lending rates. Its findings broadly support the range of loss absorbency suggested by the Financial …

explain about two-thirds of the variation of bank capitalization over the business cycle. We estimate that provisioning …

in banking"--World Bank web site …