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Appraising home purchase appraisals
Calem, Paul Seth; Lambie-Hanson, Lauren; Nakamura, … - 2018
Home appraisals are produced for millions of residential mortgage transactions each year, but appraised values are … institutional framework that governs mortgage lending lead to information loss in appraisals (that is, appraisals set equal to the … incidence of mortgage default at loan-to-value boundaries (notches) above which mortgage insurance rates increase. Appraisals …
Persistent link: https://www.econbiz.de/10011971156
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When does delinquency result in neglect? Mortgage distress and property maintenance
Lambie-Hanson, Lauren - In: Journal of urban economics 90 (2015), pp. 1-16
Persistent link: https://www.econbiz.de/10011563442
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When does delinquency result in neglect? : mortgage distress and property maintenance
Lambie-Hanson, Lauren - 2013 - Version of: March 15, 2013
Studies of foreclosure externalities have overwhelmingly focused on the impact of forced sales on the value of nearby properties, typically finding modest evidence of foreclosure spillovers. However, many quality-of-life issues posed by foreclosures may not be reflected in nearby sale prices....
Persistent link: https://www.econbiz.de/10009722871
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Why is the Default Rate So Low? How Economic Conditions and Public Policies Have Shaped Mortgage and Auto Delinquencies During the COVID-19 Pandemic
Dettling, Lisa J.; Lambie-Hanson, Lauren - 2021
Delinquencies and defaults on household debt typically closely follow the business cycle. As economic conditions deteriorate, falling employment and incomes put a strain on family finances, leading to a rise in missed debt payments and defaults. Yet, against the backdrop of a historic rise in...
Persistent link: https://www.econbiz.de/10013240792
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Are investors the bad guys? : tenure and neighborhood stability in Chelsea, Massachusetts
Fisher, Lynn M.; Lambie-Hanson, Lauren - In: Real estate economics : journal of the American Real … 40 (2012) 2, pp. 351-386
Persistent link: https://www.econbiz.de/10009562853
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Can everyone tap into the housing piggy bank? : racial disparities in access to home equity
Conklin, James N.; Gerardi, Kristopher; Lambie-Hanson, … - 2023
Persistent link: https://www.econbiz.de/10014445266
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How resilient is mortgage credit supply? : evidence from the COVID-19 pandemic
Fuster, Andreas; Hizmo, Aurel; Lambie-Hanson, Lauren; … - 2021 - This version: May 2021
We study the evolution of US mortgage credit supply during the COVID-19 pandemic. Although the mortgage market …
Persistent link: https://www.econbiz.de/10012581406
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How resilient is mortgage credit supply? : evidence from the Covid-19 pandemic
Fuster, Andreas; Hizmo, Aurel; Lambie-Hanson, Lauren; … - 2021
We study the evolution of US mortgage credit supply during the COVID-19 pandemic. Although the mortgage market … guarantees and loans to the riskiest borrowers. Mortgage-backed securities purchases by the Federal Reserve also supported the …
Persistent link: https://www.econbiz.de/10012593674
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How resilient is mortgage credit supply? : evidence from the Covid-19 pandemic
Fuster, Andreas; Hizmo, Aurel; Lambie-Hanson, Lauren; … - 2021
Persistent link: https://www.econbiz.de/10012508227
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How resilient is mortgage credit supply? : evidence from the COVID-19 pandemic
Fuster, Andreas; Hizmo, Aurel; Lambie-Hanson, Lauren; … - 2021
Persistent link: https://www.econbiz.de/10012609429