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Importance of subjective financial knowledge and perceived credit score in payday loan use
Lee, Jae Min; Park, Narang; Heo, Wookjae - In: International Journal of Financial Studies 7 (2019) 3, pp. 1-21
This study examined the factors associated with consumers' decisions to use payday loans. Using a sample of 24,201 respondents from the 2015 National Financial Capability Study (NFCS), structural equation modeling was used to analyze the relationships among the variables. The results indicated...
Persistent link: https://www.econbiz.de/10013200231
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Importance of subjective financial knowledge and perceived credit score in payday loan use
Lee, Jae Min; Park, Narang; Heo, Wookjae - In: International Journal of Financial Studies : open … 7 (2019) 3/53, pp. 1-21
This study examined the factors associated with consumers' decisions to use payday loans. Using a sample of 24,201 respondents from the 2015 National Financial Capability Study (NFCS), structural equation modeling was used to analyze the relationships among the variables. The results indicated...
Persistent link: https://www.econbiz.de/10012150303
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A latent profile analysis of college students' financial knowledge : the role of financial education, financial well-being, and financial risk tolerance
Rabbani, Abed G.; Heo, Wookjae; Lee, Jae Min - In: Journal of education for business 97 (2022) 2, pp. 112-118
Persistent link: https://www.econbiz.de/10012821784
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Mediation between financial risk tolerance and equity ownership : assessing the role of financial knowledge underconfidence
Heo, Wookjae; Rabbani, Abed G.; Lee, Jae Min - In: Journal of financial services marketing 26 (2021) 3, pp. 169-180
Persistent link: https://www.econbiz.de/10012601132