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Forthcoming in Edwin Elton and Martin Gruber, eds., International capital markets.
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"Paper presented at the September l980 meetings of the American Economic and American Finance Associations in Denver, Colorado."
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This paper appeared in the Sloan Management Review, Fall 1975.
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At head of title: Mortgage study reports, report [no.] 2. This project is funded by the Dept. of Housing and Urban Development and the Federal Home Loan Bank under HUD contract no. H-2211R.
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