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Communication within Banking Organizations and Small Business Lending

Levine, Ross - 2019

We investigate how communication within banks affects small business lending. Using travel time between a bank … evaluate the impact of within bank communication costs on small business loans. Consistent with Stein's (2002) model of the … transmission of soft information across a bank's hierarchies, we find that reducing headquarters-branch travel time boosts small …

Persistent link: https://www.econbiz.de/10012869574

Debtors at Play : Gaming Behavior and Consumer Credit Risk

Gong, Shuaishuai - 2019

Using a unique dataset on gaming and credit cards, we discover that default rates are higher among individuals who spend more, more frequently, and more erratically on video games, and among those who have more and more diverse games on their mobile devices. These results are less pronounced...

Persistent link: https://www.econbiz.de/10012862080

The Valuation Effects of Geographic Diversification : Evidence from U.S. Banks

Laeven, Luc - 2012

This paper assesses the impact of the geographic diversification of bank holding company (BHC) assets across the United … States on their market valuations. Using two novel identification strategies based on the dynamic process of interstate bank …

Persistent link: https://www.econbiz.de/10013110090

The European origins of economic development

Easterly, William; Levine, Ross - 2012

Persistent link: https://www.econbiz.de/10009561394

The European Origins of Economic Development

Easterly, William - 2012

Although a large literature argues that European settlement outside of Europe shaped institutional, educational, technological, cultural, and economic outcomes, researchers have been unable to directly assess these predictions because of an absence of data on colonial European settlement. In...

Persistent link: https://www.econbiz.de/10012460499