bank regulatory reforms that improved local credit conditions reduced mental depression among low-income households and the … impact was largest in counties dominated by bank-dependent firms. On the mechanisms, we find that the regulatory reforms … boosted employment, income, and mental health among low-income individuals in bank-dependent counties, but the regulatory …

. Exploiting cross-county, cross-time shale discoveries that generated liquidity windfalls at local bank branches, we construct …

. Exploiting cross-county, cross-time shale discoveries that generated liquidity windfalls at local bank branches, we construct …

bank regulatory reforms that improved local credit conditions reduced mental depression among low-income households and the … impact was largest in counties dominated by bank-dependent firms. On the mechanisms, we find that the regulatory reforms … boosted employment, income, and mental health among low-income individuals in bank-dependent counties, but the regulatory …

Which commercial bank supervisory policies ease - or intensify - the degree to which bank corruption is an obstacle to … first empirical assessment of the impact of different bank supervisory policies on firms' financing obstacles. We find that … the traditional approach to bank supervision, which involves empowering official supervisory agencies to directly monitor …