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We investigate how communication within banks affects small-business lending. Using travel time between a bank … evaluate the impact of within bank communication costs on small-business loans. We find that reducing headquarters …
Persistent link: https://www.econbiz.de/10012849276
disclose to the public? By integrating the gravity model of investment with the state-specific process of bank deregulation … that occurred in the United States from the 1980s through the 1990s, we develop a bank-specific, time-varying measure of … and the frequency with which banks restate financial statements. The results suggest that competition reduces bank opacity …
Persistent link: https://www.econbiz.de/10013005564
disclose to the public? By integrating the gravity model of investment with the state-specific process of bank deregulation … that occurred in the United States from the 1980s through the 1990s, we develop a bank-specific, time-varying measure of … and the frequency with which banks restate financial statements. The results suggest that competition reduces bank opacity …
Persistent link: https://www.econbiz.de/10012993820
-announcement stock returns, and post-merger performance? We compile information on U.S. bank acquisitions from 1984 through 2016 …
Persistent link: https://www.econbiz.de/10012865259
This paper assesses the impact of the geographic diversification of bank holding company (BHC) assets across the United … States on their market valuations. Using two novel identification strategies based on the dynamic process of interstate bank …
Persistent link: https://www.econbiz.de/10013110090
Banking reforms — that reduced interest rates — boosted college enrollment rates among able students from middle class families. We define “able” students as those with learning aptitude scores in the top two-thirds of the U.S. population. We define “middle class” as families in...
Persistent link: https://www.econbiz.de/10013077376
We assess the impact of bank deregulation on the distribution of income in the United States. From the 1970s through … the 1990s, most states removed restrictions on intrastate branching, which intensified bank competition and improved bank … little impact on incomes above the median. Bank deregulation tightened the distribution of income by increasing the relative …
Persistent link: https://www.econbiz.de/10013152550
Persistent link: https://www.econbiz.de/10011577851
Persistent link: https://www.econbiz.de/10010468864
This paper assesses the impact of the geographic diversification of bank holding company (BHC) assets across the United … States on their market valuations. Using two novel identification strategies based on the dynamic process of interstate bank …
Persistent link: https://www.econbiz.de/10009652836