A bank loan yield model was developed which incorporates consideration of multi-collinearity, ease of estimation of loan-class yields, and adjustments for size and location. Estimation of an initial (loan-class variables only) version of the model confirmed Taylor's findings that the loan mix...

A three-component measure of output is more responsive to complex production-cost relationships in multi-plant firms producing several nonhomogeneous products than the customary single measure of output. The parameters of these three components in the statistical cost function indicate the...

Ogler's article observes that while analytical models have long been developed to screen new loan applications, much less attention has been devoted to the loan review function. While it is of primary importance for a loan officer to ascertain credit quality prior to granting a loan,...

A three-component measure of output is more responsive to complex production-cost relationships in multi-plant firms producing several nonhomogeneous products than the customary single measure of output. The parameters of these three components in the statistical cost function indicate the...

American banking structure is unique among the nations. The present banking system is the result of nearly two centuries of development. The process of development has been influenced heavily by the American system of government which has allowed the national and state governments to charter and...

The research objective of this study is to isolate a few "key" financial ratios significantly explaining variation in commercial bank profitability. A methodological objective is to test the operational and statistical results of regressing only variables that strongly discriminate between...