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Savings of Young Parents
Cossa, Ricardo; Krupka, Erin L.; Lusardi, Annamaria - 2008
In this paper, we examine household savings using data from the National Longitudinal Survey, Cohort 1997 (NLSY97 … accumulation: total (non-pension) net worth, financial net worth, and retirement savings. We study their distribution across …
Persistent link: https://www.econbiz.de/10014139338
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Saving and income smoothing : evidence from panel data
Lusardi, Annamaria; Alessie, Rob - 1994
Persistent link: https://www.econbiz.de/10000901318
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Optimal Financial Knowledge and Wealth Inequality
Michaud, Pierre-Carl; Mitchell, Olivia; Lusardi, Annamaria - National Bureau of Economic Research (NBER) - 2013
While financial knowledge is strongly positively related to household wealth, there is also considerable cross-sectional variation in both financial knowledge and net asset levels. To explore these patterns, we develop a calibrated stochastic life cycle model featuring endogenous financial...
Persistent link: https://www.econbiz.de/10010950966
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Optimal Financial Knowledge and Wealth Inequality
Lusardi, Annamaria - 2015
Using a stochastic life cycle model with endogenous financial knowledge accumulation, we show that financial knowledge is a key determinant of wealth inequality. The mechanism we posit is that financial knowledge enables individuals to better allocate re- sources over their lifetimes in a world...
Persistent link: https://www.econbiz.de/10013025532
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Bankruptcy Rates Among NFL Players with Short-Lived Income Spikes
Carlson, Kyle - 2015
consumption of NFL players, we test whether they have adequate savings by counting how many retired NFL players file for …
Persistent link: https://www.econbiz.de/10013016946
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Explaining the Wealth Holdings of Different Cohorts: Productivity Growth and Social Security
Kapteyn, Arie; Alessie, Rob; Lusardi, Annamaria - Tinbergen Instituut - 1999
It is well-known that individuals born in different periods of time (cohorts)exhibit different wealth accumulation paths. While previous studies have usedcohort dummies to proxy for this fact, research in this area suffers from aserious identification problem, i.e., how to disentangle age, time,...
Persistent link: https://www.econbiz.de/10011257559
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Explaining the wealth holdings of different cohorts : productivity growth and social security
Kapteyn, Arie; Alessie, Rob; Lusardi, Annamaria - Faculteit der Economische Wetenschappen en … - 1999
It is well-known that individuals born in different periods of time (cohorts) exhibit different wealth accumulation paths. While previous studies have used cohort dummies to proxy for this fact, research in this area suffers from a serious identification problem, i.e., how to disentangle age,...
Persistent link: https://www.econbiz.de/10010783284
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Explaining the Wealth Holdings of Different Cohorts: Productivity Growth and Social Security
Kapteyn, Arie; Alessie, Rob; Lusardi, Annamaria - 1999
It is well-known that individuals born in different periods of time (cohorts)exhibit different wealth accumulation paths. While previous studies have usedcohort dummies to proxy for this fact, research in this area suffers from aserious identification problem, i.e., how to disentangle age, time,...
Persistent link: https://www.econbiz.de/10010324583
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Excess Sensitivity and Asymmetries in Consumption: An Empirical Investigation
Garcia, René; Ng, Serena; Lusardi, Annamaria - Centre Interuniversitaire de Recherche en Analyse des … - 1995
Most empirical studies on liquidity constraints classify a consumer as being constrained on the basis of a single indicator such as the asset to income ratio. In this analysis, we model the probability that a consumer faces liquidity constraints as a function of multiple social and economic...
Persistent link: https://www.econbiz.de/10005168995
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Explaining the Wealth Holdings of Different Cohorts: Productivity Growth and Social Security
Kapteyn, Arie; Alessie, Rob; Lusardi, Annamaria - Tinbergen Institute - 1999
It is well-known that individuals born in different periods of time (cohorts) exhibit different wealth accumulation paths. While previous studies have used cohort dummies to proxy for this fact, research in this area suffers from a serious identification problem, i.e., how to disentangle age,...
Persistent link: https://www.econbiz.de/10005144466