ages. Using data from both the Health and Retirement Study (HRS) and the National Financial Capability Study (NFCS), we … work longer. When we explore the reasons for delayed retirement among older women, factors include education, more marital … with retirement planning include having more education and greater financial literacy. Those who report excessive amounts …

implemented in the Health and Retirement Study. We show that financial sophistication is deficient for older respondents (aged 55 … fact that people are increasingly being asked to take on responsibility for their own retirement security, such lack of …

consumers’ efforts to plan for retirement in the American Life Panel, and causal relationships with retirement planning examined … advanced financial knowledge are those more likely to be retirement-ready. -- Financial Knowledge ; Financial Sophistication … ; Retirement Planning …