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Increasing the effectiveness of financial education in the workplace
Lusardi, Annamaria - 2008
Persistent link: https://www.econbiz.de/10010298401
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Financial literacy: An essential tool for informed consumer choice?
Lusardi, Annamaria - 2008
Increasingly, individuals are in charge of their own financial security and are confronted with ever more complex financial instruments. However, there is evidence that many individuals are not well-equipped to make sound saving decisions. This paper demonstrates widespread financial illiteracy...
Persistent link: https://www.econbiz.de/10010298402
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Debt literacy, financial experiences, and overindebtedness
Lusardi, Annamaria; Tufano, Peter - 2009
We analyze a national sample of Americans with respect to their debt literacy, financial experiences, and their … judgments about the extent of their indebtedness. Debt literacy is measured by questions testing knowledge of fundamental … concepts related to debt and by selfassessed financial knowledge. Financial experiences are the participants' reported …
Persistent link: https://www.econbiz.de/10010303723
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Financial Literacy and Financial Education: An Overview
Kaiser, Tim; Lusardi, Annamaria - 2024
This article provides a concise narrative overview of the rapidly growing empirical literature on financial literacy and financial education. We first discuss stylized facts on the demographic correlates of financial literacy. We next cover the evidence on the effects of financial literacy on...
Persistent link: https://www.econbiz.de/10014533983
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Financial Literacy and Financial Education: An Overview
Kaiser, Tim; Lusardi, Annamaria - 2024
This article provides a concise narrative overview of the rapidly growing empirical literature on financial literacy and financial education. We first discuss stylized facts on the demographic correlates of financial literacy. We next cover the evidence on the effects of financial literacy on...
Persistent link: https://www.econbiz.de/10014534468
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Financial Education Affects Financial Knowledge and Downstream Behaviors
Kaiser, Tim; Lusardi, Annamaria; Menkhoff, Lukas; … - 2020
We study the rapidly growing literature on the causal effects of financial education programs in a meta-analysis of 76 randomized experiments with a total sample size of over 160,000 individuals. The evidence shows that financial education programs have, on average, positive causal treatment...
Persistent link: https://www.econbiz.de/10012207859
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Financial education affects financial knowledge and downstream behaviors
Kaiser, Tim; Lusardi, Annamaria; Menkhoff, Lukas; … - 2020
We study the rapidly growing literature on the causal effects of financial education programs in a meta-analysis of 76 randomized experiments with a total sample size of over 160,000 individuals. The evidence shows that financial education programs have, on average, positive causal treatment...
Persistent link: https://www.econbiz.de/10012226733
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Financial education affects financial knowledge and downstream behaviors
Kaiser, Tim; Lusardi, Annamaria; Menkhoff, Lukas; … - 2020
We study the rapidly growing literature on the causal effects of financial education programs in a meta-analysis of 76 randomized experiments with a total sample size of over 160,000 individuals. The evidence shows that financial education programs have, on average, positive causal treatment...
Persistent link: https://www.econbiz.de/10012290371
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Millennial mobile payment users: A look into their personal finances and financial behavior
Hasler, Andrea; Lusardi, Annamaria - 2020
The financial technology (fintech) sector is revolutionizing traditional financial practices, yet little information exists on the users of these services. In this study, we examine untapped information from the 2015 National Financial Capability Study and the 2016 GFLEC Mobile Payment Survey to...
Persistent link: https://www.econbiz.de/10012609969
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Debt literacy, financial experiences, and overindebtedness
Lusardi, Annamaria; Tufano, Peter - 2009
We analyze a national sample of Americans with respect to their debt literacy, financial experiences, and their … judgments about the extent of their indebtedness. Debt literacy is measured by questions testing knowledge of fundamental … concepts related to debt and by selfassessed financial knowledge. Financial experiences are the participants' reported …
Persistent link: https://www.econbiz.de/10003864101