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Chapter 3. Behavioral Household Finance
Beshears, John; Choi, James J.; Laibson, David; … - 2018
patterns. This part covers five topics: consumption and savings, borrowing, payments, asset allocation, and insurance. The …
Persistent link: https://www.econbiz.de/10014023397
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Financial literacy, financial education, and economic outcomes
Hastings, Justine S.; Madrian, Brigitte C.; Skimmyhorn, … - In: Annual review of economics 5 (2013), pp. 347-373
Persistent link: https://www.econbiz.de/10010337195
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Financial Literacy, Financial Education and Economic Outcomes
Hastings, Justine S. - 2012
In this article we review the literature on financial literacy, financial education, and consumer financial outcomes. We consider how financial literacy is measured in the current literature, and examine how well the existing literature addresses whether financial education improves financial...
Persistent link: https://www.econbiz.de/10013100358
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Financial Literacy, Financial Education, and Economic Outcomes
Hastings, Justine S. - 2013
In this article, we review the literature on financial literacy, financial education, and consumer financial outcomes. We consider how financial literacy is measured in the current literature and examine how well the existing literature addresses whether financial education improves financial...
Persistent link: https://www.econbiz.de/10013078104
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Financial literacy, financial education and economic outcomes
Hastings, Justine S.; Madrian, Brigitte C.; Skimmyhorn, … - 2012
Persistent link: https://www.econbiz.de/10009633282
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Financial Literacy, Financial Education and Economic Outcomes
Hastings, Justine S. - 2012
In this article we review the literature on financial literacy, financial education, and consumer financial outcomes. We consider how financial literacy is measured in the current literature, and examine how well the existing literature addresses whether financial education improves financial...
Persistent link: https://www.econbiz.de/10012460248
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The Regulation of Consumer Financial Products : An Introductory Essay with Four Case Studies
Campbell, John Y. - 2010
framework, we present case studies on retirement savings, residential mortgages, payday lending, and mutual funds. We conclude …
Persistent link: https://www.econbiz.de/10013139849
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Who Uses the Roth 401(k), and How Do They Use It?
Laibson, David; Madrian, Brigitte C.; Beshears, John; … - National Bureau of Economic Research (NBER) - 2013
Using administrative data from twelve companies that added a Roth 401(k) option between 2006 and 2010, we describe the characteristics of Roth contributions. Approximately one year after the Roth is introduced, 9% of 401(k) participants have positive Roth balances. Roth participation is more...
Persistent link: https://www.econbiz.de/10010969318
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Matching Contributions and Savings Outcomes: A Behavioral Economics Perspective
Madrian, Brigitte C. - National Bureau of Economic Research (NBER) - 2012
Including a matching contribution increases savings plan participation and contributions, although the impact is less … on savings plan contributions. In contrast, the match threshold has a substantial impact, probably because it serves as a … natural reference point when individuals are deciding how much to save and may be viewed as advice from the savings program …
Persistent link: https://www.econbiz.de/10010951346
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The Availability and Utilization of 401(k) Loans
Laibson, David; Madrian, Brigitte C.; Beshears, John; … - National Bureau of Economic Research (NBER) - 2011
We document the loan provisions in 401(k) savings plans and how participants use 401(k) loans. Although only about 22 …% of savings plan participants who are allowed to borrow from their 401(k) have such a loan at any given point in time …
Persistent link: https://www.econbiz.de/10009652815