-cost intervention that substantially simplifies the retirement savings plan participation decision. Individuals received an opportunity … to enroll in a retirement savings plan at a pre-selected contribution rate and asset allocation, allowing them to … increase contribution rates among employees who are already participating in a savings plan. …

-cost intervention that substantially simplifies the retirement savings plan participation decision. Individuals received an opportunity … to enroll in a retirement savings plan at a pre-selected contribution rate and asset allocation, allowing them to … increase contribution rates among employees who are already participating in a savings plan. …

We study a retirement savings plan with a default contribution rate of 12% of income, which is much higher than …

into the Thrift Savings Plan. Four years after hire, automatic enrollment increases cumulative contributions to the plan by …

authors consider the interactions between financial circumstances in later life, such as household savings and home ownership …