squatter settlements. Pakistan is also increasingly suffering from this problem of housing shortage. There is a net potential … shortfall of 270,000 housing units per annum in Pakistan. The housing poverty index based on data of PIHS (1998-99), indicates … that 19 percent of urban and 84 percent rural households in Pakistan are chronically housing poor. These households are …

Using household data collected in 1990 from a representative sub-sample of the 1985 Rural Credit Survey of Pakistan by … institutional rural credit in Pakistan. The findings of this paper confirm the welfare enhancing and poverty reducing linkages of … rural credit use in Pakistan. The availability of credit plays an important role in allowing households, especially poor …