factors they perceive as drivers and obstacles to financing SMEs. We also study to what degree competition and the … banks in both countries. In particular, banks have begun to target SMEs due to the significant competition in the corporate …

of bank competition on firms' access to finance. They find that low competition, as measured by high values of the Lerner … firms' access to finance. In addition, they find that the impact of competition on access to finance depends on the … information, can mitigate the damaging impact of low competition. But other characteristics, such as high government bank …

We examine trends in bank competition since the early 2000s. The Lerner index-arguably the most commonly used measure … frequently used indicators of banking sector competition seem much more muted. We show that the significant drop in policy rates … signals and similar to the pattern observed in emerging markets …