This paper provides the first empirical evidence that bank regulation is associated with cross-border spillover effects … different localities across 16 countries. We find that lower barriers to entry, tighter restrictions on bank activities, and … higher minimum capital requirements in domestic markets are associated with lower bank lending standards abroad. The effects …

conduct of unsupported banks after the program stopped in the fourth quarter of 2009. The risk premium required by depositors …

Motivated by the variety of bank risk proxies, our analysis reveals that nonperforming assets are a well …-suited complement to the Z-score in studies of bank risk. …

assess their likely consequences for bank business models, risk-taking and financial stability. Our conclusions can be … emanating from trading in bank business models. Prominent reform proposals are the Volcker Rule in the U.S., the Vickers Report … inadequate. It does not necessarily reduce risk-taking and it likely crowds out desired trading activities, thereby negatively …

assess their likely consequences for bank business models, risk-taking and financial stability. Our conclusions can be … emanating from trading in bank business models. Prominent reform proposals are the Volcker Rule in the U.S., the Vickers Report … inadequate. It does not necessarily reduce risk-taking and it likely crowds out desired trading activities, thereby negatively …

We develop a model in which financial intermediaries hold liquidity to protect themselves from shocks. Depending on … parameter values, banks may choose to hold too much or too little liquidity on aggregate compared with the socially optimal … underinsurance against liquidity choice. The model therefore provides a unified framework for thinking, on the one hand, about policy …

$100,000 to $250,000 per depositor and bank. For some banks, the amount of insured deposits increased significantly; for …

$100,000 to $250,000 per depositor and bank. For some banks, the amount of insured deposits increased significantly; for …