It is well recognized that relationship banking helps to relieve the credit constraints faced by SMEs to access bank … social capital factors, and the styleof the bank-borrowerrelationship. Along with bank, firm, and market factors, trust …

acquisition of bank credit pre-Covid-19 but was oflimited influence in post-Covid-19 lending behaviour. Banks treated SMEs that …

enhance the quality of the analysis by using direct measures of firms’ spending on bank relationships and their financial … constraints, drawn from a recent survey on SMEs in China. Our findings are twofold. On one hand, bank relationship spending … SMEs to secure more bank credit and longer-term loans, it also results in higher interest rates, increased guarantee …

' financial condition before and during the financial crisis. Employing unique data on the geographical location of all bank … branches in the UK, we connect firms' access to bank credit to the financial condition (i.e., bank health and the use of core … deposits) of all bank branches in the vicinity of the firm over the period 2004-2011. Before the crisis, banks' local financial …