portfolio production that was estimated for a sample of highest-level U.S. bank holding companies in Hughes, Lang, Mester, and … experience clear gains in their financial performance, but society also benefits from the enhanced bank safety that follows from …

method, and a number of bank, market, and regulatory characteristics. We review the existing literature and provide new …

We provide evidence on the costs and profitability of relationship lending by banks. We derive bank-specific measures … rates, and then estimate cost and profit functions to examine how smoothing affects bank costs and profits.<p> <p …-term contract between a bank and its borrower, while loan rate smoothing in response to an interest rate shock is. …