line with economic theory favoring direct cash transfers, in a randomized experiment in Kenya 95% of urban recipients … prefer mobile money over electricity transfers of a similar monetary value. But Kenya is an outlier with high mobile money … adoption: this increases its value and reduces transaction costs of buying electricity credit. By contrast, in Ghana …

line with economic theory favoring direct cash transfers, in a randomized experiment in Kenya 95% of urban recipients … prefer mobile money over electricity transfers of a similar monetary value. But Kenya is an outlier with high mobile money … adoption: this increases its value and reduces transaction costs of buying electricity credit. By contrast, in Ghana …

presents results of an experimental validation conducted among low-income individuals in Nairobi, Kenya. We find that …