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The reaction of consumer spending and debt to tax rebates : evidence from consumer credit data

Lusardi, Annamaria (contributor); … - 2007

Persistent link: https://www.econbiz.de/10003651474

Framing effects and expected social security claiming behavior

Brown, Jeffrey R.; Kapteyn, Arie; Mitchell, Olivia S. - 2011

"The NBER Bulletin on Aging and Health provides summaries of publications like this. You can sign up to receive the NBER Bulletin on Aging and Health by email. Eligible participants in the U.S. Social Security system may claim benefits anytime from age 62-70, with benefit levels actuarially...

Persistent link: https://www.econbiz.de/10009129827

Financial literacy and financial decision-making at older ages

Fong, Joelle H.; Koh, Benedict S. K.; Mitchell, Olivia S.; … - In: Pacific-Basin finance journal 65 (2021), pp. 1-17

Persistent link: https://www.econbiz.de/10013209632

Financial literacy and suboptimal financial decisions at older ages

Fong, Joelle H.; Koh, Benedict SK.; Mitchell, Olivia S.; … - 2019

Over the life-cycle, wealth holdings tend to be highest in the early part of retirement. The quality of financial decisions among older adults is therefore an important determinant of their financial security during the asset drawdown phase. This paper assesses how financial literacy shapes...

Persistent link: https://www.econbiz.de/10012113846

Crime and Early Retirement Among Older Americans

Mitchell, Olivia S.; Silverman, Dan - 2011

This paper investigates the relationship between local crime rates and the retirement decisions of older Americans. We … do so by linking data from the Health and Retirement Study with measures of local crime patterns taken from the Federal … Bureau of Investigation's Unified Crime Reports. If we condition on crime rates alone, there is either a weakly positive or …

Persistent link: https://www.econbiz.de/10014029203

The reaction of consumer spending and debt to tax rebates: Evidence from consumer credit data

Lusardi, Annamaria; Mitchell, Olivia S. - 2007

We use a new panel dataset of credit card accounts to analyze how consumer responded to the 2001 Federal income tax rebates. We estimate the monthly response of credit card payments, spending, and debt, exploiting the unique, randomized timing of the rebate disbursement. We find that, on...

Persistent link: https://www.econbiz.de/10010298384