Women enter retirement having spent fewer years in market work, earned less over their lifetimes, and worked in … many women end up with lower levels of retirement income in old age. We use the Health and Retirement Study (HRS), which … largely between nonmarried men and women. Multivariate models show that 85 percent of this retirement income gap can be …

Women enter retirement having spent fewer years in market work, earned less over their lifetimes, and worked in … many women end up with lower levels of retirement income in old age. We use the Health and Retirement Study (HRS), which … largely between nonmarried men and women. Multivariate models show that 85 percent of this retirement income gap can be …

. Subpopulations with particular deficits include women, the least educated, persons over the age of 75, and non-Whites. In view of the …

among older Americans, particularly women, minorities, and the least educated. We also find that the financially savvy are …