by facilitating an increase in the supply and demand for bank loans. We employ a bank-level dataset comprising 6558 banks … resulted in a change in bank lending in NIRP-adopter countries compared to those that did not adopt the policy. Our results … suggest that following the introduction of negative interest rates, bank lending was weaker in NIRP-adopter countries. The …

statement comparability and earnings smoothing for opportunistic reasons. Based on a sample of 628 US banks (4,683 bank … crisis (GFC) period. These results are robust to alternative specifications of comparability and earning management, bank …

. Optimistic analyst forecasts are significantly influenced by insolvency, market and credit risk over the acute-crisis period … (July 2007 to March 2009) resulting in larger forecast errors. Of our risk indicators only credit risk (5-year CDS spreads …) significantly influences analyst forecasts pre- and during the crisis period - higher levels of credit risk are reflected in less …

confidential supervisory measure of IRR, this paper identifies which bank-specific characteristics can amplify or weaken the impact … of a 200 basis points positive shock in interest rates. We find that banks reliant on core deposits, that hold more … the European Central Bank (ECB) reveal greater IRR exposure. These findings advance the debate on the impact on euro area …