To analyze the prospects for expanding financial access to the poor, bank professionals assessed 1,438 households in … according to the criteria of Indonesia's largest microfinance bank, but fewer than 10 percent had recently borrowed from a … microfinance innovations. Although these households were judged able to service loans reliably, most desired small loans …

Expanding access to financial services holds the promise to help reduce poverty and spur economic development. But, as … a practical matter, commercial banks have faced challenges expanding access to poor and low-income households in … quality of financial access. They are taking possibilities well beyond early models centered on providing microcredit for …