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Competition in a consumer loan market : payday loans and overdraft credit

Melzer, Brian T.; Morgan, Donald P. - In: Journal of financial intermediation 24 (2015) 1, pp. 25-44

Persistent link: https://www.econbiz.de/10011350535

Payday holiday : how households fare after payday credit bans

Morgan, Donald P. (contributor); … - 2007

Persistent link: https://www.econbiz.de/10003589962

Defining and detecting predatory lending

Morgan, Donald P. (contributor) - 2007

Persistent link: https://www.econbiz.de/10003437238

The Bankruptcy Abuse Prevention and Consumer Protection Act : means-testing or mean spirited?

Ashcraft, Adam B. (contributor); Dick, Astrid A. (contributor) - 2007

Persistent link: https://www.econbiz.de/10003437287

Payday Holiday : How Households Fare After Payday Credit Bans

Morgan, Donald P.; Strain, Michael R. - 2011

. North Carolina households have fared about the same. This negative correlation—reduced payday credit supply, increased … credit problems—contradicts the debt trap critique of payday lending, but is consistent with the hypothesis that payday … credit is preferable to substitutes such as the bounced-check “protection” sold by credit unions and banks or loans from …

Persistent link: https://www.econbiz.de/10014222461

The costs and benefits of bank capital - a review of the literature

Birn, Martin; Bandt, Olivier de; Firestone, Simon; … - In: Journal of risk and financial management : JRFM 13 (2020) 4/74, pp. 1-25

In 2010, the Basel Committee on Banking Supervision published an assessment of the long-term economic impact (LEI) of stronger capital and liquidity requirements. This paper considers this assessment in light of estimates from later studies of the macroeconomic benefits and costs of higher...

Persistent link: https://www.econbiz.de/10012302626