Showing 1 - 10 of 97
We investigate whether and how financial constraints of private firms depend on bank lending behavior. Bank lending … such effect for privately owned banks. Improved credit availability and private information production are the main … channels that explain our result. We also show that the lending behavior of local state-owned banks is sustainable because it …
Persistent link: https://www.econbiz.de/10013038432
This study investigates if the Troubled Asset Relief Program (TARP) distorted price competition in U.S. banking …
Persistent link: https://www.econbiz.de/10011605849
Recent theoretical literature in the field of banking competition and bank risk stresses the importance of interactions … between banks and firms and suggests that banking competition impacts firm stability. But empirical evidence whether banking … competition increases or decreases stability of firms in the real sector is scarce. This paper investigates the effect of banking …
Persistent link: https://www.econbiz.de/10013118547
This study investigates if the Troubled Asset Relief Program (TARP) distorted price competition in U.S. banking …
Persistent link: https://www.econbiz.de/10013007774
This study investigates if the Troubled Asset Relief Program (TARP) distorted price competition in U.S. banking …
Persistent link: https://www.econbiz.de/10013020652
Information management is a core process in banking that can resolve information asymmetries and thereby help to mitigate competitive pressure. We test if the use of information technology (IT) contributes to bank output, and how IT-augmented bank productivity relates to differences in market...
Persistent link: https://www.econbiz.de/10010729654
Motivated by the variety of bank risk proxies, our analysis reveals that nonperforming assets are a well-suited complement to the Z-score in studies of bank risk.
Persistent link: https://www.econbiz.de/10011335365
This paper tests whether an increase in insured deposits causes banks to become more risky. We use variation introduced by the U.S. Emergency Economic Stabilization Act in October 2008, which increased the deposit insurance coverage from $100,000 to $250,000 per depositor and bank. For some...
Persistent link: https://www.econbiz.de/10010327860
Im Zuge der Finanzkrise der Jahre 2007 bis 2009 rückte die Kontroverse um staatliche Notrettungsprogramme für den Bankensektor verstärkt ins Blickfeld. Diese Programme haben das Ziel, den Finanzsektor und somit auch realwirtschaftliche Entwicklungen zu stabilisieren. Dem stehen die...
Persistent link: https://www.econbiz.de/10011566492
This paper investigates the link between mortgage supply shocks at the banklevel and regional house price growth in the U.S. using micro-level data on mortgage markets from the Home Mortgage Disclosure Act for the 1990-2014 period. Our results suggest that bank-specific mortgage supply shocks...
Persistent link: https://www.econbiz.de/10011590066