Showing 51 - 60 of 109
What is the impact of Small Business Administration Preferred Lenders Program (PLP) on the distance between banks and small businesses and the pricing of the loans granted? We test predictions from a stylized transportation cost model on 7(a) loan data from 2008 to 2019. We find that non-PLP...
Persistent link: https://www.econbiz.de/10013192082
Do macroprudential regulations on residential lending influence commercial lending behavior too? To answer this question, we identify the compositional changes in banks' supply of credit using the variation in their holdings of residential mortgages on which extra capital requirements were...
Persistent link: https://www.econbiz.de/10012643066
Persistent link: https://www.econbiz.de/10012416414
branch numbers across countries and the opening and closing of branches, bank fragility and consolidation are surprisingly at … important role than internal processing technology. General bank level factors are more important than local internet access …. Bank internal use of technology appears to be more relevant than use of technology by competitors. While large banks rely …
Persistent link: https://www.econbiz.de/10012419399
lower interest rates on bank loans of the same maturity than non-issuer firms, suggesting an improvement in their bargaining … power with banks. Issuer firms also reduce the amount of used bank credit, expand their total and fixed assets, and raise …
Persistent link: https://www.econbiz.de/10012419623
comprehensive sample that combines an original set of bank-specific bailout events with balance sheets of key affected and non …
Persistent link: https://www.econbiz.de/10012419677
We employ proprietary data from a large bank to analyze how – in times of crisis – depositors react to a bank … nationalization, re-privatization and an accompanying increase in deposit insurance. Nationalization slows depositors fleeing the bank …
Persistent link: https://www.econbiz.de/10012385380
Persistent link: https://www.econbiz.de/10011715552
We study the impact on bank merger activity of the strengthening in merger control legislation introduced in Europe … between 1989 and 2004. We find that strengthening merger control increases the abnormal returns on bank target stocks in the …
Persistent link: https://www.econbiz.de/10011576781
We analyze how time-varying bank-specific capital requirements a ect banks' balance sheet adjustments as well as bank … lending to the non-financial corporate sector. To do so, we relate Pillar 2 capital requirements to bank balance sheet data, a … examine how time-varying bank-specific capital requirements affect banks' balance sheet composition. Subsequently, we …
Persistent link: https://www.econbiz.de/10011635019