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Distance, Bank Organizational Structure, and Credit

Degryse, Hans - 2007

We survey the extant literature on the effects of both a bank's organizational structure and the physical distance separating it from the lender on lending decisions. Banks do engage in spatial pricing, where the underlying mechanism can be both transportation costs and information asymmetries....

Persistent link: https://www.econbiz.de/10012729940

The Efficiency of US Community Banks

Petropoulou, Athina - 2020

compare the two bank types on the basis of cost efficiency. We decompose cost efficiency into a persistent and a residual … estimates show community banks to exhibit a 4.9% higher efficiency compared to their non-community counterparts. The … regulatory front. Size is non-linearly related to efficiency and large community banks are the most efficient. A strong positive …

Persistent link: https://www.econbiz.de/10012840017

Investment efficiency of private and public firms

Kazakis, Pantelis; Leung, Woon Sau; Ongena, Steven - 2023 - This version: October 2023

Persistent link: https://www.econbiz.de/10014482950

Creditor concentration: an empirical investigation

Ongena, Steven; Tümer-Alkan, Günseli; von … - 2007

Most of the literature addressing multiple banking assumes equal financing shares. However, unequal, concentrated or asymmetric bank borrowing is widespread. This paper investigates the determinants of creditor concentration for German firms using a comprehensive bank-firm level dataset for the...

Persistent link: https://www.econbiz.de/10010295934

Foreign Currency Loans - Demand or Supply Driven?

Brown, Martin; Kirschenmann, Karolin; Ongena, Steven - 2010

Motivated by current concerns over foreign currency exposures in emerging economies, we examine the currency denomination of business loans made in Bulgaria prior to the current crisis. We analyze information on the requested and granted currency for more than hundred thousand loans granted by...

Persistent link: https://www.econbiz.de/10010301554

A global lending channel unplugged? Does U.S. monetary policy affect cross-border and affiliate lending by global U.S. banks?

Temesvary, Judit; Ongena, Steven; Owen, Ann L. - 2015

We examine how U.S. monetary policy affects the international activities of U.S. Banks. We access a rarely studied US bank-level dataset to assess at a quarterly frequency how changes in the U.S. Federal funds rate (before the crisis) and quantitative easing (after the onset of the crisis)...

Persistent link: https://www.econbiz.de/10011335448

Bank response to higher capital requirements: Evidence from a quasi-natural experiment

Gropp, Reint E.; Mosk, Thomas; Ongena, Steven; Wix, Carlo - 2016

We study the impact of higher capital requirements on banks' balance sheets and its transmission to the real economy. The 2011 EBA capital exercise provides an almost ideal quasi-natural experiment, which allows us to identify the effect of higher capital requirements using a...

Persistent link: https://www.econbiz.de/10011571050

Financial integration and entrepreneurial activity: evidence from foreign bank entry in emerging markets

Giannetti, Mariassunta; Ongena, Steven - 2005

An extensive empirical literature has documented the positive growth effects of equity market liberalization. However, this line of research ignores the impact of financial integration on a category of firms crucial for economic development, i.e. the small entrepreneurial firms. This paper aims...

Persistent link: https://www.econbiz.de/10011604544

The economic impact of merger control: what is special about banking?

Carletti, Elena; Hartmann, Philipp; Ongena, Steven - 2007

externalities in the financial system that offset unintended adverse side effects on efficiency introduced through supervisory …

Persistent link: https://www.econbiz.de/10011604832

Bank loan announcements and borrower stock returns: does bank origin matter?

Ongena, Steven; Roscovan, Viorel - 2009

Banks play a special role as providers of informative signals about the quality and value of their borrowers. Such signals, however, may have a quality of their own as the banks’ selection and monitoring abilities may differ. Using an event study methodology, we study the importance of the...

Persistent link: https://www.econbiz.de/10011605069

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