Showing 1 - 10 of 331
This paper studies the causal effect of gender bias on access to bank credit. We extract an exogenous measure of gender bias from survey responses by descendants of US immigrants on questions about the role of women in society. We then use data on 6,000 small business firms from 17 countries and...
Persistent link: https://www.econbiz.de/10011605867
We identify the causal effect of gender bias on access to finance. We extract an exogenous measure of gender bias from survey responses by descendants of US immigrants on questions about the role of women in society. We then investigate a detailed dataset on small business firms from 17...
Persistent link: https://www.econbiz.de/10013085662
We identify the causal effect of gender bias on access to finance. We extract an exogenous measure of gender bias from survey responses by descendants of US immigrants on questions about the role of women in society. We then investigate a detailed dataset on 6,000 small business firms from 17...
Persistent link: https://www.econbiz.de/10013090129
This paper studies the causal effect of gender bias on access to bank credit. We extract an exogenous measure of gender bias from survey responses by descendants of US immigrants on questions about the role of women in society. We then use data on 6,000 small business firms from 17 countries and...
Persistent link: https://www.econbiz.de/10013019627
Are firms that are managed and owned by females-only appraised differently than those where genders mix at the top? To answer this question we study an instructive sample of 7,467 firms from 22 countries. We find that – when borrowing from banks – firms that are both managed and owned by...
Persistent link: https://www.econbiz.de/10011875960
Small and micro enterprises are usually majority owned by entrepreneurs. Using a unique sample of loan applications from such firms, we study the role of owners' gender in the credit decision of banks and the post-credit decision firm outcomes. We find that, ceteris paribus, female entrepreneurs...
Persistent link: https://www.econbiz.de/10012177373
Corporate taxation can have re-distributive effects on income and wealth. We hypothesize and empirically establish such an effect working via bank credit. Using a unique sample of majority-owned firms that apply for credit, we show that after a decrease in corporate tax rates the relatively poor...
Persistent link: https://www.econbiz.de/10014256868
Most of the literature addressing multiple banking assumes equal financing shares. However, unequal, concentrated or asymmetric bank borrowing is widespread. This paper investigates the determinants of creditor concentration for German firms using a comprehensive bank-firm level dataset for the...
Persistent link: https://www.econbiz.de/10010295934
Motivated by current concerns over foreign currency exposures in emerging economies, we examine the currency denomination of business loans made in Bulgaria prior to the current crisis. We analyze information on the requested and granted currency for more than hundred thousand loans granted by...
Persistent link: https://www.econbiz.de/10010301554
We examine how U.S. monetary policy affects the international activities of U.S. Banks. We access a rarely studied US bank-level dataset to assess at a quarterly frequency how changes in the U.S. Federal funds rate (before the crisis) and quantitative easing (after the onset of the crisis)...
Persistent link: https://www.econbiz.de/10011335448