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Lending -- 6. Global Banking -- 7. FinTech and the Future of Banking -- 8. Conclusion … banking industry today has a broad scope, offering a range of sophisticated financial products, a wider geography -- including …. This book studies the interaction between traditional and modern banking and the economic benefits and costs of this new …
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Motivated by current concerns over foreign currency exposures in emerging economies, we examine the currency denomination of business loans made in Bulgaria prior to the current crisis. We analyze information on the requested and granted currency for more than hundred thousand loans granted by...
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We study the impact of higher capital requirements on banks' balance sheets and its transmission to the real economy. The 2011 EBA capital exercise provides an almost ideal quasi-natural experiment, which allows us to identify the effect of higher capital requirements using a...
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