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Persistent link: https://www.econbiz.de/10012196917
survey data from German homeowners, we analyze charity hazard for different flood precaution strategies, namely insurance … uptake and non-financial protection measures, and different flood risk areas. Our results indicate a substantial charity … hazard in the insurance market for individuals residing in flood-prone areas. In contrast, we find a positive correlation …
Persistent link: https://www.econbiz.de/10011762090
survey data from German homeowners, we analyze charity hazard for different flood precaution strategies and different flood …
Persistent link: https://www.econbiz.de/10011782550
Im Juli 2021 wurde der Westen Deutschlands von verheerenden Sturzfluten heimgesucht, die eine Vielzahl an Todesopfern gefordert haben. Neben den menschlichen Tragödien gab es wirtschaftliche Schäden in Milliardenhöhe. Häuser wurden unbewohnbar, ökonomische Existenzen von Privathaushalten...
Persistent link: https://www.econbiz.de/10013205250
of both flood-proofing and heat stress reduction measures. Our results do not only reveal a substantial IBG for most …
Persistent link: https://www.econbiz.de/10013460352
Flood insurance helps to cope with the risk of flooding, but take-up rates are relatively low. Insurance density could … damage data for a major flood in 2013. We find IBI to attract similar customers as DBI, while DBI is preferred on average …
Persistent link: https://www.econbiz.de/10011503003
Persistent link: https://www.econbiz.de/10011666446
Public flood protection cannot totally eliminate the risk of flooding. Hence, private mitigation measures which … proactively protect homes from being flooded or reduce flood damage are an essential part of modern flood risk management. This … study analyses private flood mitigation measures among German households. The dataset covers more than 6000 households from …
Persistent link: https://www.econbiz.de/10010357590
The recent flood events in Germany have demonstrated that the nation's current system of private flood insurance is … suboptimal. The article provides novel nationwide survey data on stated flood insurance penetration (suggesting that many … expects governmental relief payments), and on the dissemination of private flood mitigation measures. Taking into account …
Persistent link: https://www.econbiz.de/10010407263
Flood insurance helps to cope with the risk of flooding, but take-up rates are relatively low. Insurance density could … damage data for a major flood in 2013. We find IBI to attract similar customers as DBI, while DBI is preferred on average …
Persistent link: https://www.econbiz.de/10012986870