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Bank Loan Loss Provisions Research : A Review
Ozili, Peterson K - 2017
generate LLP estimates that reflect the true and underlying economic reality of banks' credit risk exposure but rather … on banks' provisioning discretion; LLP behaviour among systemic and non-systemic financial institutions; etc. We conclude … inputs included in such models, regulators need to pay attention to how much discretion banks and lending institutions should …
Persistent link: https://www.econbiz.de/10012964664
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Does Competence of Central Bank Governors Influence Financial Stability?
Ozili, Peterson K - 2020
This study investigates whether the competence of central bank governors affect the stability of the financial system they are responsible for. Using publicly available information about central bank governors from 2000 to 2016 together with data on financial stability and the macro-economy, the...
Persistent link: https://www.econbiz.de/10012832998
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Financial Inclusion and Business Cycles
Ozili, Peterson K - 2020
recession, as banks become unwilling to lend money to poor individuals and households during bad times, and this will lead to …
Persistent link: https://www.econbiz.de/10012835778
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Financial Inclusion and Fintech during COVID-19 Crisis : Policy Solutions
Ozili, Peterson K - 2020
This article offers a number of policy solutions to improve financial inclusion during the COVID-19 crisis. COVID-19 is a global health crisis to which some of the usual global solutions like greater financial inclusion can help. Financial inclusion remains a powerful development tool to improve...
Persistent link: https://www.econbiz.de/10012835803
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Contesting Digital Finance for the Poor
Ozili, Peterson K - 2020
This article critically assess digital finance as a pro-poor intervention in the development finance space. It examines the turn from ‘microfinance for the poor' to ‘digital finance for the poor'. It then considers three key issues and contest the argument that digital finance is pro-poor....
Persistent link: https://www.econbiz.de/10012835893
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Financial Inclusion : A Strong Critique
Ozili, Peterson K - 2020
This article presents some criticisms of financial inclusion. It notes that (i) financial inclusion is an invitation to live by finance and leads to the financialisation of poverty; (ii) some of the benefits of financial inclusion disappears after a few years; (iii) financial inclusion ignores...
Persistent link: https://www.econbiz.de/10012835935
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COVID-19 in Africa : Socio-economic Impact, Policy Response and Opportunities
Ozili, Peterson K - 2020
This study analyses the COVID-19 situation in Africa and discuss the socioeconomic impact, policy response and opportunities. The COVID-19 (coronavirus) pandemic which has affected the global economy has also affected the African economy through spillovers to African countries. Many African...
Persistent link: https://www.econbiz.de/10012837144
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COVID-19 Pandemic and Economic Crisis : The Nigerian Experience and Structural Causes
Ozili, Peterson K - 2020
This paper analyses the COVID-19 situation in Nigeria, its effect on the economy and the structural causes that worsen the coronavirus (COVID-19) crisis. The findings reveal that the economic downturn in Nigeria was triggered by a combination of declining oil price and spillovers from the...
Persistent link: https://www.econbiz.de/10012837990
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Spillover of COVID-19 : Impact on the Global Economy
Ozili, Peterson K - 2020
How did a health crisis translate to an economic crisis? Why did the spread of the coronavirus bring the global economy to its knees? The answer lies in two methods by which coronavirus stifled economic activities. First, the spread of the virus encouraged social distancing which led to the...
Persistent link: https://www.econbiz.de/10012838535
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Financial Inclusion in Nigeria : Determinants, Challenges and Achievements
Ozili, Peterson K - 2020
This article analyse several indicators of financial inclusion in Nigeria. The findings reveal that people with at least a secondary education and unemployed people had higher levels of debit card ownership, higher levels of account ownership of any type, and higher levels of account ownership...
Persistent link: https://www.econbiz.de/10012839157