Showing 1 - 10 of 116
This study, empirically, investigates the determinants of bank profitability. The debate on whether Basel capital … regulation affects bank profitability continues to attract research interest, globally. I contribute to this debate by providing … a country specific study. Overall, I find that Basel capital regime had no significant effect on bank profitability. The …
Persistent link: https://www.econbiz.de/10013005484
This study investigates the determinants of banking sector profitability in South Africa, Nigeria and the United States … determinants of the banking sector profitability. In the comparative analysis, the findings from South Africa show that the cost … profitability. In the United States, capital adequacy ratio and the size of non-performing loans are significant determinants of …
Persistent link: https://www.econbiz.de/10013239684
This study investigates the determinants of African bank profitability while controlling for bank capital regulation …
Persistent link: https://www.econbiz.de/10012966371
investigates the effect of economic policy uncertainty (EPU) on bank profitability in 22 advanced countries. The measures of bank … profitability are net interest margin, lending-deposit spread, non-interest income ratio, after-tax return on asset, before … ratio are negatively related to profitability in times of high EPU. The findings also reveal that high EPU has a positive …
Persistent link: https://www.econbiz.de/10014239637
concentration, nonperforming loans, cost efficiency and the level of inflation are significant determinants of the profitability of …In this paper, we examine whether financial development is an important determinant of bank profitability. Using the … larger the size of the Nigerian financial system, the lower the profitability of banks in Nigeria. Also, we observe that bank …
Persistent link: https://www.econbiz.de/10013299137
We review the recent academic and policy literature on bank loan loss provisioning (LLP) to identify several advances in the literature, to highlight some challenges in LLP research and suggest possible directions for future research with some concluding remarks. Among other things, we observe...
Persistent link: https://www.econbiz.de/10012964664
This study investigates whether the competence of central bank governors affect the stability of the financial system they are responsible for. Using publicly available information about central bank governors from 2000 to 2016 together with data on financial stability and the macro-economy, the...
Persistent link: https://www.econbiz.de/10012832998
The current debate on financial inclusion pays little attention to whether financial inclusion is pro-cyclical with the fluctuating business cycle. This article investigates the relationship between financial inclusion and the business cycle. The findings reveal that the level of savings and the...
Persistent link: https://www.econbiz.de/10012835778
This article offers a number of policy solutions to improve financial inclusion during the COVID-19 crisis. COVID-19 is a global health crisis to which some of the usual global solutions like greater financial inclusion can help. Financial inclusion remains a powerful development tool to improve...
Persistent link: https://www.econbiz.de/10012835803
This article critically assess digital finance as a pro-poor intervention in the development finance space. It examines the turn from ‘microfinance for the poor' to ‘digital finance for the poor'. It then considers three key issues and contest the argument that digital finance is pro-poor....
Persistent link: https://www.econbiz.de/10012835893