with the credit smoothing hypothesis, US and Chinese banks smooth credit supply to minimize unintended stock market …

with the credit smoothing hypothesis, US and Chinese banks smooth credit supply to minimize unintended stock market …

with the credit smoothing hypothesis, US and Chinese banks smooth credit supply to minimize unintended stock market …

generate LLP estimates that reflect the true and underlying economic reality of banks’ credit risk exposure but rather … on banks’ provisioning discretion; LLP behaviour among systemic and non-systemic financial institutions; etc. We conclude … inputs included in such models, regulators need to pay attention to how much discretion banks and lending institutions should …

embedding banks’ loan loss coverage ratio, insolvency risk, asset quality ratio, and level of financial development, thereby …

Reserve. The increase in interest rates led to huge losses on the portfolio of government bonds held by US banks. The losses … some banks and the eventual collapse of four banks – Silicon Valley Bank, Signature Bank, First Republic Bank and Credit …

with the credit smoothing hypothesis, US and Chinese banks smooth credit supply to minimize unintended stock market …