We investigate whether European banks use commission and fee income to smooth reported earnings or to persistently … increase reported earnings as an income-increasing earnings management strategy. We find that European banks use commission and … fee income to smooth reported earnings and this behaviour is pronounced among non-too-big-to-fail European banks compared …

digital payments, central banks’ focus on other priorities, fear of failure, lack of government interest in digital currency …

huge losses on the portfolios of government bonds held by US banks. The losses led to fears of bank collapse and triggered … unprecedented deposit outflows which led to funding and liquidity problems for some banks and the eventual collapse of four banks …

impact on financial inclusion through a reduction in the number of depositors in commercial banks. A high monetary policy … inclusion and decrease in interest rate leads to increase in the number of depositors in commercial banks which is also …

mobile phones than traditional banks. Fintech and Bigtech lending is growing in importance, but the determinants of Fintech …

. Banks will incur additional provisions above normal provisions for loans issued to businesses whose activities are harmful … to the environment and the climate. Banks will allocate fewer provisions whenever they issue loans to eco-friendly or …