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This article analyse several indicators of financial inclusion in Nigeria. The findings reveal that people with at …
Persistent link: https://www.econbiz.de/10012839157
This paper analyse the level of financial inclusion in Nigeria using data from the global findex indicators. The … findings reveal that Nigeria witnessed growth in several financial inclusion indicators in the early years of financial … inclusion in 2014 but the benefits were not sustained in the later years especially in 2017. Nigeria’s level of financial …
Persistent link: https://www.econbiz.de/10013231616
have also joined the league of nations that are conducting research into CBDC. The launch of the eNaira CBDC in Nigeria has … its potential to increase financial inclusion in Nigeria. I show that the eNaira CBDC can increase financial inclusion by …
Persistent link: https://www.econbiz.de/10014238434
The current debate on financial inclusion pays little attention to whether financial inclusion is pro-cyclical with the fluctuating business cycle. This article investigates the relationship between financial inclusion and the business cycle. The findings reveal that the level of savings and the...
Persistent link: https://www.econbiz.de/10012835778
This article offers a number of policy solutions to improve financial inclusion during the COVID-19 crisis. COVID-19 is a global health crisis to which some of the usual global solutions like greater financial inclusion can help. Financial inclusion remains a powerful development tool to improve...
Persistent link: https://www.econbiz.de/10012835803
This article presents some criticisms of financial inclusion. It notes that (i) financial inclusion is an invitation to live by finance and leads to the financialisation of poverty; (ii) some of the benefits of financial inclusion disappears after a few years; (iii) financial inclusion ignores...
Persistent link: https://www.econbiz.de/10012835935
This article examines various conditions for optimality in financial inclusion. The optimal level of financial inclusion is achieved when basic financial services are provided to members of the population at a price that is affordable and that price is also economically sufficient to encourage...
Persistent link: https://www.econbiz.de/10012839900
This article presents several theories of financial inclusion. Financial inclusion is the ease of access to, and the availability of, basic financial services to all members of the population. Financial inclusion means that individuals and businesses have access to useful and affordable...
Persistent link: https://www.econbiz.de/10012842980
This article provides a discussion on some issues associated with digital finance – an area which has not been critically addressed in the literature. Digital finance and financial inclusion has several benefits to financial services users, digital finance providers, governments and the...
Persistent link: https://www.econbiz.de/10012899954
This paper examines whether African banks audited by a Big 4 auditor use loan loss provisions for earnings management purposes before, during and after the global financial crisis. It focuses on income smoothing as a type of earnings management. Using bank data from 21 African countries from...
Persistent link: https://www.econbiz.de/10013219672