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State-led credit and savings programs have been implemented in numerous low income countries, but their success in reaching the poor remains widely debated. We report on research which exploits the policy features of the Indian social banking program to provide evidence on this issue
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Bank mandated that a commercial bank can open a branch in a location with one or more bank branches only if it opens four … in locations with no bank branches. We show that between 1977 and 1990 this rule caused banks to open relatively more … exploit this fact to identify the impact of opening a rural bank on poverty and output. Our estimates suggest that the Indian …
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Indian states. In addition, the enforcement ofdirected bank lending requirements was associated with increased bankborrowing …
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Indian government partners, we provided rural women with individual bank accounts and randomly varied whether their wages … offered bank accounts, those who also received direct deposit and training increased their labor supply in the public and …
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This paper uses household data from India to examine the economic and social status of village politicians, and how individual and village characteristics affect politician behavior while in office. Education increases the chances of selection to public office and reduces the odds that a...
Persistent link: https://www.econbiz.de/10010369140
The construction of large dams is one of the most costly and controversial forms of public infrastructure investment in developing countries, but little is known about their impact. This paper studies the productivity and distributional effects of large dams in India. To account for endogenous...
Persistent link: https://www.econbiz.de/10010369167